217 Congress Avenue

Havre De Grace, MD
$ 1,485,000 Beds 4 Baths 2.5 Sq 2,639
Monthly Estimate* How much can I afford?

This unique 1.44 acre waterfront property in Downtown Havre de Grace has RB zoning...so the existing home and land can be used either way...as Residentail or Commercial. In addition, this parcel features approximately 300 feet of waterfront. The possibilities here are many, and developed Commercially, could add considerably to the appeal of this really great town at the top of The Chesapeake Bay. The existing home was built in 1987, and is a state of the art contemporary, befitting that era. It was very well built, and has been well maintained over the years. Great care was taken to make the most of the peaceful panoramic water views, which are one of the hallmarks of this property. There are 2 lots, one facing Congress Ave on one side, and the River across the rear. The other lot fronts on St John St, and sides to Congress. In the event a buyer wants to remove the house and build an Inn, or a waterfront restaurant, the lot fronting to St. John St will provide ample parking, with direct access to St John St. The lots cannot be sold separately. And...if you just want to live there and enjoy the privacy and the views, you can do that too

Single Family

  • Price
  • $ 1,485,000
  • Lot Size
  • 1.44 Acres
  • Bedrooms
  • 4
  • Sqr Footage
  • 2,639
  • Full Bathrooms
  • 2
  • Year Built
  • 1987
  • Half Bathrooms
  • 1
  • City, Zip
  • Havre De Grace
  • Taxes
  • $ 7715
  • County
  • Style
  • Contemporary
  • Area
  • MLS#
  • MDHR256490
  • Zip
  • 21078
Listing Provided by: Berkshire Hathaway HomeServices Homesale Realty
Data Source: Bright MLS - 382 - MD



Acceptable Financing Cash, Conventional, Exchange
Accessibility None
Appliances Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven - Self Cleaning, Oven - Single, Oven/Range - Electric
Architectural Style Contemporary
Association Y/N No
Bathrooms Count Main Level 3.00
Bathrooms Full Main Level 2
Condo/Coop Association Y/N No
Construction Materials Frame, Stick Built, Wood Siding
Cool Fuel Electric
Cooling Ceiling Fan(s), Central A/C
Days on Market 205
Electric 220 Volts, Underground
Elementary School MEADOWVALE
Exterior Features Exterior Lighting, Flood Lights, Outbuilding(s)
Flooring Carpet, Ceramic Tile, Tile/Brick, Wood, Vinyl, Other
Garage Y/N No
Heating Forced Air, Programmable Thermostat
Interior Features Carpet, Ceiling Fan(s), Combination Dining/Living, Exposed Beams, Floor Plan - Open, Kitchen - Gourmet, Pantry, Primary Bath(s), Recessed Lighting, Soaking Tub, Stain/Lead Glass, Walk-in Closet(s)
Levels 1
Location Type Downtown
Middle/Junior High School HAVRE DE GRACE
Municipality Havre de Grace
New Construction No
Other Structures Above Grade, Below Grade
Ownership Fee Simple
Patio/Porch Features Deck(s)
Pool Y/N No Pool
Possession Coin w/Sell Sett
Price Per Sq Ft 562.71
Property Type Residential
PropertyCondition Very Good
Roof Architectural Shingle
Security Features Security Gate
Senior Community Y/N No
Sewer Public Sewer
Structure Type Detached
Tax Annual Amount 7715.0
Tax Lot 2
Tax Year 2021
Total Rooms 7
Utilities Propane, Under Ground
Vacation Rental Y/N No
View Bay, City, Marina, Panoramic, River, Water
Water Access Y/N No
Water Body Name Susquehanna
Zoning RB

Interior Features

Above Grade Finished Area 2639
Above Grade Finished Area Unit Type Square Feet
Above Grade Unfin Area Units Square Feet
Basement Y/N No
Bathrooms Half Main Level 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Unfin Area Units Square Feet
Central Air Y/N Yes
Fireplace Features Brick, Fireplace - Glass Doors, Free Standing, Mantel(s), Wood
Fireplace Y/N Yes
Full Baths 2
Half Baths 1
Heating Fuel Propane - Leased
Heating Y/N Yes
Hot Water Propane
Laundry Type Main Floor
Living Area 2639
Main Level Bedrooms 4
Total Baths 3
Total Bedrooms 4
Total Fireplaces 1
Window Features Casement, Double Pane, Screens, Energy Efficient

Exterior Features

Door Features Sliding Glass
Foundation Details Pilings
Lot Dimensions 2 lots totalling the 1.44 acres
Lot Features Landscaping, Non-Tidal Wetland, Not In Development, Private, Rip-Rapped, Road Frontage, Irregular, Level, Subdivision Possible
Lot Size Acres 1.44
Lot Size Source Estimated
Lot Size Square Feet 62856.00
Navigable Water Y/N No
Parking Features Asphalt Driveway, Circular Driveway, Under Home Parking
Type of Parking Driveway, Other
Water Body Type River
Water Oriented Y/N Yes
Water Source Public
Water View Y/N Yes
Waterfront Y/N Yes


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $1,740
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 2.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Meadowvale Elementary School
Middle School Havre De Grace Middle School
High School Havre De Grace High School

Price History

3/20/2021 Listed $2,200,000
4/12/2021 19% - $1,800,000
9/2/2021 18% - $1,485,000

Property vs Zip Code Average in 21078

AVG $550K
AVG $3,735
AVG 188
Year Built
AVG 1986
AVG 27
Data Provided by Walkscore ® not using MLS data


217 Congress Avenue Havre De Grace, MD is a Single Family Home for sale at $1485000 with 2639 sqft and a lot size of 1.44 Acres Acre(s). 217 Congress Avenue Havre De Grace has 4 bedrooms, 2 baths and was built in 1987. The property's zip code is 21078 which is in Havre De Grace, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 2.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.